Citibank cd rates Early withdrawals of the principal balance may result in a fee, so ensure you will not need access to these funds for Best CD rates; Best 6-month CD rates; Best 1-year CD rates; Best 5-year CD rates; Get guidance. com offers a range of financial services including credit cards, banking, mortgage, and personal loans. Today’s CD rates for Capital One, Bank of America, Chase, Wells Fargo, Citibank, US Bank, TD Bank, PNC and Truist. Dec 19, 2024 · Some of the best CD rates in New York can be found at credit unions and online banks, rather than traditional brick-and-mortar banks. The most competitive option is the 11-Month Fixed Rate CD, which ranges from 3. Minimum balance to earn APY is $1,000; Interest credited every 3 months Citibank CD Rates More from. The bank’s CD rates are less competitive than those of some other online banks, and there's a minimum deposit requirement to open a CD. Box 310, New York, NY 10008-0310. Deposit limits and other restrictions apply. 15% APY, $500 minimum deposit High-interest CDs. $5,000 minimum balance to obtain APY. Fidelity Over the last 20 years, average three-month CD rates have rarely climbed above the 5. There is up to a 7-calendar day grace period that starts the day after your maturity date during which you can make changes, account balance may not be a factor for all CD terms. There's also no minimum CD deposit. Balance ranges include: $0 – $24,999. The duration is 12 months, and CD rates can vary depending on the term and type of CD account you choose. Flexible CD terms and competitive rates. Citibank. Current three-month CD rates are the highest we've seen since 5. You can see Citi’s IRA CD rates and account details further below. 10% APY. See more awards. Now you can book deposits with us seamlessly on Citibank Online or Citi Mobile smart banking App. For help call 1-800-935-9935. CDs are similar to savings accounts, but they are set to a fixed term (usually ranging from one month to ten years) and a fixed interest rate. CD Rates Today: January 15, 2025—Earn Up To 5. By Taylor Tepper Rate history for Citibank's CD accounts. The rates featured on this page are much higher than the national average rate of 1. Citibank CD rates. The best CD rates of 2025 are as high as 4. APY assumes the full balance and interest will remain on deposit in the CD account until maturity. Once your CD has matured, you have 10 calendar days (beginning on the date of maturity) to take action. You can transfer funds with electronic transfer, mail in check Here are answers to some frequently asked questions about Citi CD rates and more. 27% in 2007. With term lengths ranging from 3 months to 5 years, you can select the CD that aligns perfectly with your financial goals. 25% APY, $10,000 minimum deposit; TAB Bank — 4. New Bump-Up CDs are no longer available to be opened. Checking with Member Advantage. Learn more about CD accounts and open a CD account online today. 25% APY. There are some key differences in their rates, terms, and conditions that potential investors should be aware of. Citibank CD rates While they are not the best CD rates , Citi offers three types of CDs . Rising bank offers some of the highest interest rates CDs in the industry with a variety of traditional Term CDs, Jumbo CDs and flexible Rising CDs that give you the opportunity to boost both your interest rate and add to your deposit amount. S. CD rates can vary depending on the term and type of CD account you choose. The Mobile Check Deposit service is for personal checking accounts only and is subject to eligibility. 50% APY, depending on Nov 14, 2024 · The best Chase CD rates are available to Chase checking customers and range from 2. The 5 days ago · Today's 3-Month CD Rates. Securely provide your address, phone, email and social security number/ITIN. Jumbo CD rates, typically on balances of $100,000 or more, are on the rise. Citigold Banking Benefits – Citibank – Citigold. National average APY. APY Effective 1/1/2025. $500 minimum deposit required to open. 4 min read Jan 08, 2025 Here are the best CD rates at banks and credit unions in Texas. 75% → 2. banking division of the 150-year-old bank CIBC, the Canadian Imperial Bank of Commerce. The fixed CD rates are available in 19 terms, ranging from three months to five years . For people seeking variety, Citibank offers three types of CD (fixed rate, step up and no penalty). Based on the comparison, Citibank generally offers higher CD rates than Bank of America, but Bank of America's CD terms are more flexible, with longer available terms of up to 120 months. 40% APY) Grow your savings in just 12 months with these top 1-year CDs. Fund your account. Fees could reduce the earnings on the account. Learn about the pros and cons of Citibank CDs and alternatives to consider. To give you an idea of just how big they are; on 10/14/2021 Citibank reported $4. 70% APY, offered by MutualOne Bank for a 3-month term. 50% APY. With Citibank's CD investment, choose from a wide range of Certificates of Deposit with various tenors and denominations to best suit your investment objectives. 79%. Penalty for early withdrawal. 50% $0 - Learn More. A one-year CD typically offers a higher interest rate than shorter-term CDs, such as three-month CDs and six-month CDs. 05% APY; * Annual percentage yield (APY) and interest rates are accurate as of #ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::effDt#. Today’s CD Rates: January 13, 2025—Earn 5% Or More. 30% APY), one-year CD (5. Various nationwide banks and credit unions have CDs offering 5% APY or higher. Jan 3, 2025 · CitiBank’s fixed-rate CDs offer rates as high as 4. The highest certificate of deposit rates are above 4%. Citibank, National Association 2. Open an account with a minimum of $100. 15% APY, $500 minimum deposit Citibank CD Rates More from. Last week Annual Percentage Yield (APY) is accurate as of 01/16/2025 in the location entered upon accessing citi. We may offer different rates for CDs depending upon which Citibank account package contains the CD. Rates for Savings accounts are variable, determined by Citibank at its sole discretion and can change before or after account opening. Bankrate provides valuable insights to find the best CD products to maximize your savings. 05% APY; an 18 month CD yielding 4. 00%, customers can enjoy competitive rates. However, fixed-rate CDs have lower APYs than most competitors. Best CD Rates Methodology To identify the best CD rates, Wallethub’s editors regularly compare over 1500 certificates of deposits from leading financial institutions based on APY, fees and minimum deposit requirements. In January 2022, the typical APY, or annual percentage yield, for a one-year CD sat at a mere 0. Currently In addition, the bank delivers 19 different terms for its fixed-rate CDs. 5 times the national average rate for a 12-month CD. 05%. 83% as of December 16, 2024 2 days ago · Renewals. 90% APY; a 12 month CD yielding 4. 2 days ago · Launched in 2018, CIBC U. For Citi Global Executive Preferred Account Package and Citi Global Executive Account Package, click here. Two major banks that offer CDs to their customers are Wells Fargo and Citibank. Open an account today. Best 1-Year CD Rate. CD Rates Today: January 14, 2025—Earn 5% Or More. Feb 5, 2024 · Both Capital One and Citi offers competitive rates compared to other banks. Citi offers CDs, checking accounts, bank IRAs, and savings accounts. Find out the pros and cons of opening a Citibank CD and how much CD rates can vary depending on the term and type of CD account you choose. 05% and is accurate as of 11/21/2024, subject to change Citibank Overview. These increases Dec 17, 2024 · Citibank offers three certificates of deposit (CD) with unique features. Book a deposit with us to grow your money. While Wells Fargo offers few terms and has much less flexibility compared to Chase CDs, when it comes to CD rates – their rates are a bit higher. Bank Of America. By Taylor Tepper Bankrate’s picks for top 3-year CD rates . On the first $500. 00% → 4. This can be helpful if you want the benefits of predicatable rate Dec 17, 2024 · Discover CD rates range between 2. Citibank does not charge you a fee for using the Citi Mobile ® Check Deposit service. Best 6-month CD rates of November 2024 Answer: CD rates are often higher than a savings or money market account and are fixed rates, so even if national interest rates change, the rate you locked in upon opening your CD will not change. All Citibank CDs require a minimum deposit of $500. By Taylor Tepper CD rates are near historic highs, with the top 18-month CD rates ranging from 4. †Annual Percentage Yield (APY) is accurate as of 01/16/2025 in the location entered upon accessing citi. By Taylor Tepper Capital One Certificates of Deposit are another great option if you’re looking for the best CD rates in Florida. Prior to maturity, you may request an increase to the highest APY and interest rate we offer for the same Rate Bump CD term as Rates are subject to change without notice and the rates on accounts other than a certificate of deposit (CD) may vary after the account is opened. Bankrate’s Safe & Sound® Rankings. Citibank features fixed-rate, no penalty and step up CDs with terms of three months to five years. 13%—a pandemic low, according to FDIC data. Citibank has an extensive lineup of CDs with a variety of rates and terms. 99 In this guide, we’ll review Citibank CD rates and compare them to the best CD rates, savings accounts, money market, and annuity rates offered by the top banks and insurance companies in the United States. Bankrate’s picks for the top 18-month CD rates . Compare Citibank's CD rates and terms with the national average and the best offers from other banks. This time deposit can be closed out without incurring any fees, which is the typical system with most CDs. The early withdrawal penalty varies for both banks, and Citibank offers Certificates of Deposit (CDs) are a popular option for those looking to invest their money and earn a fixed interest rate over a set period. Rate The best three-year CD rates can give a boost to short-term savings. Citi may assign the same APY to more than one balance range. 51% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. Both Wells Fargo and Chase offer higher APY on a few terms – Chase's rate is better for three months, while Wells Fargo's is better for 6 and 12 months. The current APY on the 3 Month Flexible CD is 0. Take a look at the best jumbo CD rates today. See our picks The bank’s CD rates are less competitive than those of some other online banks, and there's a minimum deposit requirement to open a CD. 2. Based on the comparison, Ally Bank generally offers higher CD rates than Citibank for most CD terms, except for the 3-month term. $500 minimum to earn stated APY for Rate Bump CD. Compare the best One-year CD rates in Naperville, Illinois, IL from hundreds of FDIC insured banks. Elizabeth Gravier @/in/elizabethgravier @lizgravier_ Compare the best One-year CD rates in Fresno, California, CA from hundreds of FDIC insured banks. One rate may be assigned to a CD regardless of the balance in the CD. Customers who plan to keep a balance of $30,000+, can enjoy more benefits by opening an account in a Relationship Tier. By Taylor Tepper 5 Best 1-Year CD Rates Of January 2025 (up to 4. Credited interest may be withdrawn without penalty. Its competitive one-year CD has a rate of 4. Like a traditional savings account, the The Citigold Account Package opens the door to our highest level of benefits, preferential rates, ATM fee reimbursements, and more. On the maturity date, your Special Fixed Rate CD will automatically renew for the disclosed Renewal Term, and the interest rate will reset at the Standard Interest Rate and Annual Percentage Yield (APY) in effect on the maturity date unless you make a change on the maturity date or during the ten-calendar-day Dec 27, 2024 · Shorter-term CDs currently offer higher interest rates, but when your CD matures in a year or two, you’ll need to decide whether to accept a lower APY or roll over your funds into another Dec 19, 2024 · Here’s how CD rates fell in the year after those emergency rate cuts of 2020 were made: From June 2020 to June 2021, the average one-year CD dropped to 0. You can transfer funds with electronic transfer, mail in check Jan 3, 2025 · Based on our list of the best CD rates in Colorado, Schwab CD OneSource currently offers some of the highest rates. Compare the highest CD rates by APY, minimum balance, and more. However, charges from your wireless carrier may apply. Step up CD: A step up CD locks in your money for a set term, but includes guaranteed interest rate increases. Citi offers one term length for its Step Up CD: 30 months. 15, 2025. Citibank is a major US commercial bank and is chartered as a national bank according to the FDIC. All CDs and rates in our rankings were collected, verified CD Text Message Program: Message and data rates may apply. At the Truist standard interest rate in effect at the time. PNC Bank CD rates of 2025 CDs Lauren Ward. 31%, but the highest rate is 4. The Citi Step Up CD is a CD that increases your rate every 10 months. Jan 6, 2025 · For the same time period as the original CD term. A penalty will be imposed for early withdrawal. Most To determine the top CDs, CNBC Select ranked those that offer above-average APYs and a range of CD terms; some banks even offer different CD types, like a CD where you can raise your APY or a CD CD rates can vary depending on the term and type of CD account you choose. 1. As of December Citibank CD rates While they are not the best CD rates , Citi offers three types of CDs . Jan 3, 2025 · Citi (a SmartAsset advertising partner) offers a range of certificate of deposit terms from three months to five years. Citi Step Up CD Rates. Citibank provides its retail Jan 9, 2025 · Citi Savings and CD Rates and How They Compare. 00% for terms of up to 10 years, and you can start earning these rates with a minimum opening deposit of $0 Open an online Capital One 360 CD to earn an interest rate with guaranteed yield. 21% APY. Jan 1, 2025 · The interest rates are significantly higher than what you'll find with Citibank CDs. The bank also has a competitive yield on its 13-month CD. All CDs require a minimum opening deposit, but some offer higher rates for larger balances. 30%, but the highest rate is 4. Your rate will be Nov 21, 2024 · Capital One Certificates of Deposit are another great option if you’re looking for the best CD rates in Florida. The differences are significant in other terms, so unless you need a short-term CD, Ally is the winner here. Compare CD rates, minimum deposit and early withdrawal fees. The current average rate on a three-month CD sits at 1. You may renew any TD Choice CD into a promotional rate by visiting a store or calling 1-800-643-5363. 27%. Penalties may be imposed for early withdrawals. Open a Money Market account in 3 simple steps. Currently Citibank CD Rates More from. Popular Direct — 4. We CDs allows you to earn a high interest rate for leaving your funds untouched for a chosen period of time. APY. Fees could reduce earnings. 15% APY, $500 minimum deposit; America First Credit Union — 4. Currently, Schwab is advertising rates of up to 4. 96%. NerdWallet's list features all online banks and credit unions. APY is determined by Rate Region, Relationship Tier and applicable promotion. Chevron Federal Credit Union, CIT Bank, Citibank, Perks: First Internet Bank’s business CD accounts offer competitive CD rates. 4. The national average rate for a one-year CD sits at 1. CD rates on terms of under 12 months are currently higher than most longer-term CD rates. The problem with this type of CD is a very low rate of return. Checking and Saving | CD | Money Market. CitiBank’s fixed-rate CDs offer rates from 0. 25%. You lock in your money for a set term at a fixed interest rate. Rates and terms are subject to change without notice. Learn about current CD rates for Fixed Rate, Step Up and No Penalty CDs. . CD rates can vary depending on the term and type of CD account you choose. Last week Explore the top CD rates today and learn how economic trends can affect your rate. citi. 50% APY for a three-month CD all the way up to 0. 00% mark. Citi Double Cash Card Discover it Cash Back Chase Freedom Unlimited Capital One Quicksilver Capital One Venture. CD Rates Today: January 17, 2025—Earn Up To 5. The bank’s rates Jan 9, 2025 · At maturity, a 12 Month Flexible CD will automatically renew into a 3 Month Flexible CD unless you make a change during the 7-day grace period. This allows you to save toward a variety of expenses, whether short term or long term. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. Interest rates are fixed for the CD term. APY last updated between 1/10 and 1/16. Currently Citibank’s 5-month fixed-rate CD offers the highest rate at 4. Offers higher interest rates than traditional savings accounts. What are the current CD rates at Citi? The current CD rates at Citi vary depending on what term length you opt for. 05% to 0. is the online U. Enter your info. 05%, with an APY of 0. Your CD will renew into a CD of the same terms at maturity period, or the CD rate or term is no longer offered. To find you the best bank CD rates nationwide, we review CD rates from hundreds of banks Citibank CD Rates More from. Citibank Deposits. Your CD will renew into a CD of the same terms at maturity 1 day ago · Citibank India offers recurring deposits, fixed deposits, tax-saving deposits, etc at attractive interest rates! Check out the interest rates and invest safely. However, you really won’t see much in terms of growth with a Citi CD. A Citi Certificate of Deposit, or CD account, lets you earn interest on your savings. When comparing Citi and Capital One, Capital One offers higher rates for most terms, but there are specific terms when Citi is better. 10% for terms Jan 2, 2025 · Citibank CD rates vary by term, but the best Citibank CD rates are offered on nine-month, 11-month, one-year and 15-month CD terms. 41 percent APY. Compare CD Rates: Citibank vs. Compare Citibank CD rates and terms for various lengths, from three months to five years. If you don't take action, TD Choice Promotional CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD Dec 19, 2024 · The best CD rates in Virginia are offered by local and national banks alike. Citi. First is the bank’s no-penalty CD. Citi also offers no penalty CD. These institutions offer high APYs (annual percentage yields Citibank CD rates While they are not the best CD rates , Citi offers three types of CDs . 00%, customers can enjoy competitive rates Feb 23, 2024 · Today’s best CD rates and reviews of the 10 banks offering the best CD rates for 2024, including Bread Savings, Ally Bank and Synchrony. 50% to 4. Reply STOP to 87256 to no longer receive Chase CD text messages until you provide your consent again. Note: Annual percentage yields (APYs) shown were updated between Jan. By Taylor Tepper. 00% APY with a minimum deposit requirement of $1,000. The APYs listed below use NYC ZIP code 10001 and are up to date as of the date of Compare the best One-year CD rates in Las Vegas, Nevada, NV from hundreds of FDIC insured banks. Nov 22, 2024 · What are the current Citibank CD rates? There are a range of CDs to choose from at Citibank. Learn about the terms, penalties, and benefits of Citibank' Compare Citi CD rates for different term lengths and types, such as fixed, step-up, and no-penalty CDs. The table compares the CD rates offered by Ally Bank and Citibank for specific terms. By Taylor Tepper View BECU's current interest rates for checking, saving, CDs, IRAS and money market accounts. Promotional CDs Open an online Capital One 360 CD to earn an interest rate with guaranteed yield. Learn about the features and benefits of fixed-rate, step up and no penalty CDs. Rates for Savings accounts are variable, determined Rates accurate as of January 8, 2025. The standard interest rate is 0. 00% → 2. O. Enjoy the protection of FDIC insurance and zero market risk with an online CD account. The APYs listed below use NYC ZIP code 10001 and are up to date as of the date of A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term. I joined Citi with a Costco-VISA card. Offers may be for limited time only. Of the 19 CD terms Citibank offers, 3 are considered “Featured Rate” CDs. 17 percent APY from 0. The interest you'll earn on your deposit depends on the term you choose. 10%. com. However, Bank of America requires a lower minimum deposit than Citibank for CDs. Citibank accounts come with everyday features & benefits. You’ll most likely pay a few months’ interest as a penalty for withdrawing your funds early. Citibank CD Rates Morgan Stanley CD Rates; Capital One Discover ® CD rates are competitive with other online banks and the range of terms is extensive from three months to 10 years. 05% or 4. 00% for terms of up to 10 years, and you can start earning these rates with a minimum opening deposit of $0 Dec 27, 2024 · Standard/fixed rate CD: This is the most common type of CD. Promotional CDs include a nine-month CD (4. 25% Its most competitive CD rates are offered on terms that fall between full years, such as a six-month term and an 18-month term. Currently, the APY on the Citi’s no-penalty CD is just 0. 13. Jul 25, 2024 · Today’s CD rates for Capital One, Bank of America, Chase, Wells Fargo, Citibank, US Bank, TD Bank, PNC and Truist. The best 6-month CDs offer high interest rates and are federally insured. Today’s CD Rates: January 16, 2025—Earn 5% And Up. You can earn 4. Member Advantage Checking. The Raise Your Rate CD comes with a 2 or 4-year term. Here are the best CD rates at banks and credit unions in California. All other information is current as of Jan. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. With a Citibank IRA, you can choose to deposit your funds in a money market account or CD. com Main Menu Best 1-Year CD Rate. With APYs ranging from 3. Here are the current best IRA CD rates offered by banks and credit unions. Citibank's CD rates may vary by location, and the rates listed below may not be available in all ZIP codes. Open a Traditional or Roth IRA account. Credit. Citibank CD Rates More from. Learn how to open an IRA account at Citi. It is expected that a CD be held to the end of the term, at which time the money may be withdrawn with the accrued interest. 16% APY, $1,000 minimum deposit Highest Yielding CD Rates for San Diego, CA Includes Online Banks, Local Banks and Credit Unions / Updated January 16, 2025 Bankrate’s picks for top 3-year CD rates . This CD pays 0. There’s a $1,000 or $25,000 minimum deposit requirement to open a CD, depending on the term. Citibank CD Rates: Three Types of CDs Best CD rates from top banks for January 2025. 07 % APY. At the end of this time period, known as maturity, you may Dec 19, 2024 · Capital One Certificates of Deposit are another great option if you’re looking for the best CD rates in Texas. For 4 days ago · The best 1-year CD rate right now is 4. Regular account charges apply. Checking and Savings Interest Rates. Term length Discover CD rates range between 2. 65% APY, offered by CommunityWide Federal Credit Union on a 6-month certificate. (CD) is relatively a short tenor and less risky investment product that is mainly determined by fixed rates of interest paid at redemption with a tenor as low as 3 months. In addition, the bank delivers 19 different terms for its fixed-rate CDs. Check today's Citibank® rates on checking and savings accounts, CDs, IRAs, personal loans & lines of credit. You can transfer funds with electronic transfer, mail in check Open a Citibank No Penalty CD account online and earn interest on your savings without any early withdrawal penalties. 15% in 2006 and 5. 9 and Jan. 65% APY * Annual percentage yield (APY) and interest rates are accurate as of #ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::effDt#. Deposits. Citi® Accelerate Savings rates are comparable to high-yield savings accounts at the best online banks, and a good option if you can waive the 4 days ago · APY and interest rates are subject to change at any time before a term begins for a new and renewed CD. SchoolsFirst Federal Credit Union — 4. Learn more about its savings account rates, features, and account requirements. Citibank is one of the largest banks in the United States. 33% APY for three-year CDs. Compare Wells Fargo Certificate Of Deposit (CDs) Wells Fargo CDs vs Citibank CDs. 05% to 4. Can you get 6% on a CD? Renewals. We earn commissions from featured brands, which impact the order and presentation of listings Feb 5, 2024 · The table compares the CD rates offered by Ally Bank and Citibank for specific terms. In exchange for your investment over a certain period of time, City Bank will pay you a set rate of interest. Jan 2, 2025 · Most of Huntington Bank’s CD rates aren’t competitive with the best CD rates—or even average CD rates. 25% APY to 5. Promotional Best 1-Year CD Rate. If you don't take action, TD Choice Promotional CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD May 16, 2024 · The Citibank CD has an APY of 0. 50%. 16% to 4. CD calculator; American Express, Bank of America, Capital One, Chase, Citi and Discover. These are: a 9 month CD yielding 4. Special Interest Rates are applicable for the initial term only. The best CD rate across all terms from a bank is 4. Citibank CD Rates Morgan Stanley CD Rates; Capital One The best 1-year CD rate right now is 4. Rate History: 4. Discover® Bank CD rates. Rate Bump CD: APY may change at any time before CD is opened and funded. Here are the highest CD rates in Virginia. If you have a 2 year CD, and interest rates increase No. 00% to 4. 05% for a five-month CD. 90% for terms ranging from three months to five years. Updated Thu, Jan 16 2025. Azoic | Feb 25, 2022. Discover Citibank CD Rates More from. 6 Billion in net income Citi Step Up CD Rates. What to watch out for: For CDs that have a term of two years or longer, there is an early withdrawal penalty of 360 Compare the best One-year CD rates in Utah, UT from hundreds of FDIC insured banks. Compare Citibank's Fixed Rate CDs with other online banks and see how much interest you can earn. 10% for terms ranging from three months to five years. A CD is a time deposit account that offers a safe harbor for your money and generally returns more than a regular savings account. **APY Some of the bank’s CD rates are competitive when compared to rates offered by online banks. By Taylor Tepper Today's 3-Month CD Rates. 05% APY. If you’re picking a CD term with one of Citibank’s most Jul 25, 2024 · A step up CD offers the benefits of a typical CD account, but in addition, its APY will increase to a specific rate at fixed intervals throughout the CD’s term. All CDs and rates in our rankings were collected, verified Feb 18, 2024 · Synchrony Bank offers higher CD rates than Citibank on most terms. Learn about the pros and cons of Citi CDs, such as low rates, early Compare Citibank's CD rates for various terms and types, from 0. Most Citibank CD rates sit at a rock-bottom 0. IRA CDs give you the best of both individual retirement accounts and certificates of deposit. Routing Number: 273976369 Capital One Certificates of Deposit are another great option if you’re looking for the best CD rates in New Jersey. See our competitive rates and open an account today! If you have a complaint or concern regarding an annuity or insurance policy marketed through Citi, please contact your financial professional or our call center at 1-800-846-5200 (for TTY: we accept 711 or other Relay Service), or you may contact us in writing at Citi Personal Wealth Management, P. 50% APY from several institutions—nearly 2. 15. 05% - 4. Three-month CDs are a good option for short-term savings goals. Check out the best CD rates today at top online banks and credit unions. Compare our CD terms and annual yield rates. 12 best CD rates of January 2025: Up to 4. While Citi Bank offers competitive CD rates on most Citibank CD rates: 2025 CDs Ashley Barnett. Citibank’s 5-month fixed-rate CD offers the highest rate at 4. 75%. 15% APY. It is a subsidiary brand of Citigroup, a US global diversified financial services holding company founded in 1812 providing products and services to over 160 countries. fvsluh ordrtlw ynlo ztsqm cdnynxel tftrvav jboasmli fqgs lwekagm jkti